Pay After Delivery not working

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For the last two days I haven't been able to buy anything with pay after delivery as all it is saying I can use is my debit card or an e-check. Have I lost it, is their a bug or what? And I have tried sexeral items and they are all saying the same thing.
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Okay, I am not sure why paypal is so confusing. I even called and spoke with a Customer Service Represantative and she did not know how to explain properly this new feature. I went ahead and tried it and it did not go through, my account was charged the next day. Thank God I had money in my account, becuase they overdrafts fees would of have been painful by the time I got more money in the account. But that is not even the problem, becuase again, I had the money. I tried it again this past Thursday, and Friday becuase I always have faith and it work fined, at least it is telling me that my account will be charged in 14 days. But somehow today the feature is no longer working because, it is not longer coming out as an option when I am trying to check out with paypal at some of my favorite stores, so yeah what is the deal Paypal? why the inconsistency? ADR